Pam Horack, CFP®
Hello! I'm Pam, I'm a fee-only financial planner, but you can call me your financial mom. As your financial mom, I want to be there to support your dreams by providing guidance and making sure the financial advice I give you serves your best interests. Supporting your dreams means I am there every step of the way on your journey to financial freedom. My job is to get you on the right path and take away the stress of making tough financial decisions by yourself.
My pre-mom life always seemed to involve counting money in some fashion. Whether in banking or brokerage, operations or service, my jobs in the finance industry involved training staff in some form or another. All of those roles were fun, but I found that something was missing from each one I took on. All the while, people were asking me financial questions, so I tried my best to help guide them.
After having kids, I quit work for a while to focus on being a mom (I changed a lot of diapers). I continued to keep up with the finance industry and really wrestled with the idea of pursuing a career in financial planning, which I really loved.
One day, I heard a voice that said “read your Bible”. It was very clear, and something I couldn’t ignore. I knew the voice was right, I needed to do a better job of reading my Bible. I read through some passages and came across this verse:
If I rise on the wings of the dawn,
if I settle on the far side of the sea,
even there your hand will guide me,
your right hand will hold me fast.
- Psalm 139:9-10
I realized right then and there that it was God’s way of telling me that I had what it takes to help people. Not just train people to sell financial products, but really get out there and help people build a good financial future. He was telling me to go out there and that He will be with me.
That’s it. So here I am, with Pathfinder Planning as my platform to help guide you towards everything you need for a solid financial future. I have my CFP® certification, which means I’ve completed all the requirements to be a Certified Financial Planner™, which include added education, passing an exam, gaining planning experience, and engaging in ethical conduct.
So exactly how do I help you? As a fee only planner I focus on your plan, period. My focus on financial education has always been to take complex financial ideas and make them simple enough to understand and implement.
To do this, I use what I call The Financial Tower to help build the foundation of a healthy financial future.
Just like your body and mind, your finances need to be healthy in order to thrive. Think of the food pyramid or Maslow's hierarchy of needs. We start at the bottom of the tower with the essentials so we can build a solid foundation. Then, we work our way up to the top. If you are missing blocks, we work to build and strengthen them. If you’ve got blocks that threaten to topple your foundation (like debt), we will work together to get rid of them.
Ready to get started? Click here to schedule at 30 minute chat with me to see how I can best help you, or sign up for my newsletter where I dish out helpful financial advice.
Pathfinder Planning LLC is a Registered Investment Advisor in North and South Carolina.
Statements on this website do not represent an offer to sell services outside of North and South Carolina.
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