I think the leprechaun got it wrong. Maybe he should have sold the gold before the market dropped last week. But there’s the rub – you can’t know what the markets are going to do. If “Lucky” had positioned himself with a more balanced portfolio that included various stocks, corporate bonds, real estate, and cash as well as his T-bonds and one commodity, he might not have taken such a hit when gold dropped 6.5%. Although it could have been worse as silver dropped about 25%. Point being, a well balanced portfolio will help smooth out the peaks and valleys in the investing cycle.