This year, I find much of the same. Through XY Planning Network I have found a group of like minded planners who are focused on the basics, not the bluster, of managing money. The optimism of change excites me as innovative young planners begin to replace the old generation of brokers. And I'm still conservatively managing my family's finances, getting my budget in order and paying off debt.
The one change that 9-11 brings about is the knowledge that it can all be gone in a second. My husband is out of the country, the police are outside of my kids' schools, and I work with the radio on in case any news happens. We can't tell what tomorrow will bring, but being the planner I am, my family has tried to prepare as best we can.
First: We have our wills in place. With two children, I don't want either of my boys to grow up without parents, but if that comes about, we have loving stand-ins ready to care for them. We have insurance in place to help support their needs as they grow. We have health care directives in place should either of us become helpless. While these preparations can't protect us from death or injury, they may protect our families if we are not here.
If you have not put these safety measures in place, I urge you to do so today. Check your employee benefits to see if you have access to legal services that can help you draw up your documents. Contact an estate attorney and talk about your family concerns. (Let me know if you need some names - I have some good ones in the area!) Talk with your spouse about how to protect your family.
Because it can all be gone in a second.