“Choose a job you love, and you will never have to work a day in your life.” -Confucius As we head into the Thanksgiving season, I looked back at the times in my life that things were going really well, and the other times when life was handing me lemons. I noticed that when I was working in jobs where … Read More
Happy Benefits Season
As we head into fall, we also run into a string of holiday delight. It begins with a ghoulish Halloween, then family Thanksgiving, the entire six week Christmas run, followed up by the New Year’s hangover and diet resolutions. Despite all the craziness and fun of the season, there’s another date that you should be looking forward to: the start … Read More
The Inverted Bell Curve
I remember when I was a child I thought my parents knew everything there was to know. Anything I asked, they had an answer. Now that I have children of my own, I see that same thing happen. To my kids, I am a wealth of knowledge on how things work in the world. When they ask a question and … Read More
Ch-ch-ch-ch-Changes
Although you can’t quite tell from the weather, fall is just around the corner! I’m sure you have noticed that it’s hurricane season – that one was obvious. School is back in session, the kids have traded summer camp for homework, leaves are beginning to turn and pumpkin spice you-name-it will soon be available from retailers everywhere. There’s something about … Read More
Could Staying Silent About Your Finances be Costing You a Fortune?
Growing up, I remember my Dad always being concerned about having enough money. My Mom, on the other hand, would buy stuff because it was on ‘sale’. I rarely remember them sitting down to discuss money as my Dad would get so frustrated. When they did discuss money, it never ended well. Granted, we always had food on the table … Read More
The Power and Beauty of a Maintenance Fund
Have you ever started a workout regimen after a few weeks, months, or even years (no judgement here…) of little-to-no physical activity? How did you feel? Tired, sore, and ready to give up, right? I know, because I’ve been there more times than I care to count! Funny thing, though. After a few weeks of getting back into a routine, I … Read More
Long-Term Care vs. Critical Illness Insurance: What You Need to Know
Many of you know that my Dad was on Hospice care for six years before he died. He had COPD and all his mental faculties were intact, so he was able to live at home where he was comfortable — which was of the utmost importance to those of us close to him. Even with the Hospice care, we supplemented … Read More
It Could Be Worse…
Have you ever had a day when, from the moment you wake up to the time you lay down for bed, everything just seems to be off? Kinda like the planet is conspiring against you in hopes that you’ll have the worst day possible? Of course, we’ve all been there! To make matters worse, when you try to convey your feelings about … Read More
Where the Hell is My Money?
One of the most onerous tasks in all of finance is the dreaded brokerage account transfer. In fact, it is consistently at or near the top of the most common complaints fielded by the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC). A common source of frustration is the amount of time a transfer takes to … Read More
Investment Management (and Why You Need It)
We were so excited when we bought our first house! It was a place to call our own. A place for our future children and an asset that we could improve upon with paint and some yard work. Fast forward one year, and we realized all that we didn’t know. Painting takes time and effort that we didn’t always have. … Read More